Key/Semi dates with VF-EF grades

Hello, I was just curious what the general consensus was when it came to sending in coins to be officially graded. I just picked up a 1931 S wheat and I believe it is around a VF-20, however I am still new to coin grading, and I assume with key dates and semi key dates it does not hurt to send them in for grading. It probably comes down to personal preference but I was just wondering what other people typically do?

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